• A Primer on Medicare and Medigap Coverage
• Ten Things You Can Do Immediately to Slash Debt and Spending
• If You're Considering Entrepreneurship at any Age, Business Planning is a Necessity
• Even in Tough Times, Grandparents Can Still Help Their Grandkids Get
  A Good Financial Start

• Preserving the Family Vacation - Top Tips to Keep Spending in Check
• Be Careful When Rebalancing Your Kid's 529 Plan Allocation
• Thinking About Starting a Business? In This Economy, Don't Quit
  Your Day Job - Start With Good Advice First
• Why Financial Planning Matters in the Toughest of Times

• Divorce May End a Marriage, But Unchecked Credit Issues
  Just Might Last Forever
• Bank-Owned Real Estate May Be Plentiful, But Learn the Ropes
  Before You Invest
• Big Windfalls and Structured Settlements -
  What They Are, and How to Handle Them

• Consumer Borrowing in 2009 Will Mean Making a Plan
• Whether You Call It a Budget or a Spending Plan, It's a Good Way to Start 2009
• One Good Thing about a Tough Market - It's a Good Environment
  for Roth IRA Conversions
• Thinking About Munis? Make Sure You're Making Wise Picks

• Considering an Annuity?
• How to Takeover an Aging Parent's Finances
• Top 10 Money Moves for Today's College Freshman
• How to Buy Life Insurance

• What's the Correct Amount to Withdraw from Your Retirement Funds Each Year?
• How New College Grads Can Get a Jump on Financial Planning For a Lifetime
• Insuring Your Vacation? Make Sure You're Actually Covered
• Financial Planning For Newly Single Parents

• Heading Back to School? Make a Plan First
• Traveling Smart During the Hot, Pricey Summer of '08
• Q&A: Foreclosure Investing May be On the Upswing,
  But it isn't for the Squeamish
• To Retire or Un-retire? Ways to Consider the Question

• Don't Make These Retirement Planning Mistakes
• Q&A: Consider Making an Estate Check-Up a Multi-Generational Family Matter
• Why a Business Owner's Exit Plan Is So Important
• Why Going Green in a Blue Economy Can Be a Smart Investment

• When Recession Fears Surface, Check Your Plan - Or Make One
• Investing Smart in a Health Savings Account

• Do Income Replacement Funds Make More Sense Than Annuities?
• It's Time to Start Thinking About the Estate Tax Again
• Pay Close Attention to So-Called "Default" Investments

• Will Your Kid's Inheritance Make Her a Monster? Not If You Plan Carefully.
• A Family Mission Statement Can Keep Family Goals First and Money
  Squabbles at Bay
• Business Not So Good? Here's How to Protect Against Job Loss in a Financial Plan

• Thinking About Borrowing from Family or Friends? Do It The Right Way.
• Couplepreneurs: Starting a Business with Your Better Half Can Reap
  Huge Rewards - And Unique Problems

• The Ins and Outs of Audits
• When Real Estate's in Trouble, Spruce up Your Home and Finances
• How Your Personality Affects Your Financial Decision-making

• Thinking About Going Back to College? Make a Plan First
• Think it's Time to Tap Your HELOC for an Investment? Get Some Advice First

• An All-Weather Strategy to Real Estate Investing
• Reverse Mortgages Require a Close Look

• Thinking About Private School for Your Kids? The Earlier You Start the Better
• Lenders May Give You a Break on Debt, But Uncle Sam May Not Be So Forgiving
• An Annual Insurance Checkup Can Save You Money Without Hurting Your Coverage

• Adopting a Child Requires a Specific Financial Plan
• Making Your Employer a Partner In Your Financial Planning
• Market Volatility Shouldn't Rattle a Good Financial Plan

• Creating an Ethical Will
• Tis the Season - Things to Know Before Filing Your Taxes
• Using Universal Life Insurance with Secondary Guarantees for Estate Taxes

• More Tax Changes: The Tax Relief and Health Care Act of 2006
• Getting Fiscally Fit In 2007
• Medicare Provides Preventive Services

• A guide to withdrawing retirement assets
• Taxpayers should get a head start on tax planning for 2007
• A Time and Place for Life Settlements

• Conserving Client Portfolios
• Making A Home Senior Friendly
• The New Pension Protection Act of 2006 Promotes Savings, Protects Pensions

• College Planning in the Wake of New Tax Laws
• The Correct Way to Use Lifecycle Mutual Funds
• Navigating Interest Rates, Inflation and the Economy

• Gearing Up for Life on the RV Road
• ILITS Remain a Popular Estate Planning Tool and Technique
• A Primer on the Tax Increase Prevention and Reconciliation Act of 2005

• About That Dream Vacation Home...
• Getting Started with ETFs
• Taking Responsibility For Retirement: How Today's Scary Headlines Can Help Your Retirement Plan

• Financial Education For Minorities
• The Importance Of An Annual Financial Checkup
• The Perplexing World Of Social Security And Earnings In Retirement
• The Return Of Uncle Sam's 30-year Bond
• The Trials And Tribulations Of Measuring And Comparing Investment Performance
• The Truth About Small-business Succession Planning

• Alternatives To Traditional Investments
• A New Approach To Selecting A Financial Planner
• A Brave New Financial World For Baby Boomers

• Figuring Out The Financial Aid Formula
• Changes In Store For Medicare And Medicaid
• Taking Time To Understand The 2006 Tax Changes

• Caring For Elderly Loved Ones From Afar
• Evaluating The Need For Insurance In Retirement
• Navigating The Federal And State Estate Tax Maze

• Equity-indexed Annuities Demystified
• Financial Planning For Life
• Making And Keeping Investment Portfolio And Financial Planning Resolutions For 2006

• A Primer On Charitable Donations
• Rules For Hiring Family Members
• Year-end Tax Planning Tips

• Exploring Identity Theft
• A Primer on Living Benefits
• To Reverse or Not To Reverse
• Understanding the New Roth 401(k)

• Investment Policy Statements for Trusts
• Preparing Financially for Disaster
• How to prevent identity theft
• Pros And Cons Of Prepaying Your Funeral

Michael J. Porro & Company, LLC.
180 Old Tappan Rd. Bldg 5
Old Tappan, NJ 07675
Tel: 201.768.0218
Fax: 201.768.6467
Email: mikep@porrofinancial.com